Fractional CFO & Bookkeeping · Dental Practices Only

DSO-level financial leadership — without a full-time CFO.

You know your production numbers. But do you know why your cash flow doesn't match, why collections are down, or what your practice is actually worth? That's what we help you figure out — and fix.

[ Replace with headshot of Severino Catipon — outdoor, approachable, matching LinkedIn profile photo ]
Severino Catipon Founder
12+
Years at Pacific Dental Services
870
Clinics across a $2B DSO
$95M→$156M
Regional revenue growth delivered
40+
Startup clinic ROI analyses led
Why We Exist

Most practices run their clinical care better than their finances — and it's not their fault.

After 12 years inside one of the country's largest DSOs, watching Owner Doctors work incredibly hard but feel financially uncertain about their own business, I built Financial Wellness Pros to close that gap.

We give independent and multi-location dental practices the same financial clarity and discipline that DSO-backed offices get — production-to-collections reporting, real KPI dashboards, and a finance partner who already speaks dental.

"Severino served as our Regional Director of Finance and was one of the most valuable resources I had as a practice owner. My focus is on patient care, so having someone I could trust on the financial side changed everything."

Dr. Vince Knight — Owner Doctor, Pacific Dental Services (Northern California)

What We Deliver Every Month

  • 01 Production-to-collections reportingBuilt directly from your Practice Management System — the clarity most practices have never had.
  • 02 Monthly financial reviews & KPI dashboardsBenchmark comparisons so you know exactly where you stand.
  • 03 Cash flow forecasting & annual budgetingVariance analysis that catches problems before they compound.
  • 04 Provider productivity analysisCompensation review and insurance adjustment monitoring.
  • 05 Bookkeeping integrated with CFO oversightClean books that feed directly into strategic decisions — one team, not two.
  • 06 Lender prep & DSO readinessEBITDA strategy for practices planning their next move.

We work alongside your existing bookkeeper and CPA — not as a replacement, but as the strategic layer most practices are missing.

Engagement Tiers

Built to scale with your practice.

Every tier includes dental-specific reporting, a dedicated financial lead, and direct access — not a call center. Pricing is scoped to your practice size on a diagnostic call.

Tier 01

Insight

For single-location practices that need clean numbers and monthly clarity.

  • Monthly P&L & KPI reporting
  • Production-to-collections tracking
  • Quarterly strategy check-in
  • Direct access to your financial lead
Ask about Insight →
Tier 03

Executive

For multi-location groups preparing for growth, DSO partnership, or a sale.

  • Everything in Guidance
  • EBITDA normalization & valuation prep
  • Lender / SBA loan packages
  • DSO & PE due diligence support
Scope an Executive engagement →
Need bookkeeping too? We pair full-service bookkeeping with any CFO tier — one team, one clean set of books, zero handoff friction.
Ask about bookkeeping →
Client & Colleague Perspective

Trusted by the owner doctors who lived it.

"What set Severino apart was his deep understanding of how a dental practice actually operates. He didn't just report the numbers — he understood what was driving the business."

SF
Dr. Shoghi Fareid
Multi-Location Practice Owner, Central California

"He can take complex financial data and translate it into clear, actionable insights for practice owners — especially those of us who are more clinically minded."

RB
Dr. Reymond Bautista
Private Practice Dentist

"Managing financial performance across several offices is complex, and Severino made that complexity manageable — he took the time to build our team's financial acumen."

SR
Stephanie Ross
Regional Partner, PDS Health
16%→20%NOI margin improvement delivered
USCMarshall School of Business
2012Pacific Dental Services Platinum Award
2020Top Regional Contributor, N. California
Get Started

Let's look at your numbers together.

Every engagement starts with a free 20-minute diagnostic call — no pitch, just a real look at your production-to-collections gap, your current reporting, and whether Financial Wellness Pros is the right fit.

Schedule Your Diagnostic Call

Pick a time that works for you — you'll be confirmed instantly.

Open Calendar →

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